ࡱ> c  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abdefghijklmnopqrstuvwxyz{|}~Root Entry FE^ B^Workbook03_VBA_PROJECT_CUR" ^ ^VBA`L^^ n \pQg N ^t ^ Ba=  ThisWorkbook=J8@"1 -3 000001 -3 000001 -3 000001 -3 000001 -3 000001 x-3 000001 -3 000001  -3 000001 $-3 000001Arial1-3 00001Arial1Arial1Arial1Arial1Arial1Arial1.Times New Roman1Calibri1 -3 000001 Calibri1 -3 000001Arial15Calibri1Arial1 Calibri19Arial1Helv1 Palatino1Courier1Calibri1 Palatino1 xPalatino1Arial1,>Calibri1>Calibri1>Calibri1>Calibri1Arial15Calibri1<Calibri1-3 fg1?Calibri1.Helvetica-Black1h>Cambria1 Palatino1.Helvetica-Black1.Helvetica-Black1  -3 000001 4-3 000001 4-3 000001 -3 000001 ?-3 000001 >-3 000001fg1@Arial1 -3 000001Arial1-3 00001Arial1Arail1;Arial"\"#,##0;"\"\-#,##0"\"#,##0;[Red]"\"\-#,##0"\"#,##0.00;"\"\-#,##0.00#"\"#,##0.00;[Red]"\"\-#,##0.007*2_ "\"* #,##0_ ;_ "\"* \-#,##0_ ;_ "\"* "-"_ ;_ @_ .))_ * #,##0_ ;_ * \-#,##0_ ;_ * "-"_ ;_ @_ ?,:_ "\"* #,##0.00_ ;_ "\"* \-#,##0.00_ ;_ "\"* "-"??_ ;_ @_ 6+1_ * #,##0.00_ ;_ * \-#,##0.00_ ;_ * "-"??_ ;_ @_ \$#,##0_);\(\$#,##0\)\$#,##0_);[Red]\(\$#,##0\) \$#,##0.00_);\(\$#,##0.00\)% \$#,##0.00_);[Red]\(\$#,##0.00\) 0.0%yyyy"t^"m"g";@#,##0.0;[Red]\-#,##0.0##,##0;"% "#,##0\+#,##0.0%;[Red]\-#,##0.0% #,##0_  0.0%;"%"0.0%!"$"#,##0_);[Red]\("$"#,##0\)#,##0;\-#,##0;"-"#,0%;"%"0%)0.0\p\t;"%"0.0\p\t[$-409]mmm\-yy;@+&#,##0.0_ ;\-\ #,##0.0_ ;\ 0.0_ ;"- "\ .)#,##0%\ ;"- "#,##0%\ ;\ 0.0%\ ;\ "- "\ \ $#,##0.0\p\t\ ;"- "#,##0.0\p\t\ % #,##0_ ;\-\ #,##0_ ;\ 0_ ;"- "\ "Yes";"Yes";"No""True";"True";"False""On";"On";"Off"],[$ -2]\ #,##0.00_);[Red]\([$ -2]\ #,##0.00\)0.0%;[Red]\-0.0%0.00.0\p\t;"-"0.0\p\t0.0\p\t;[Red]"-"0.0\p\t0%;[Red]"-"0%)$[Red]#,##0.0\p\t\ ;"- "#,##0.0\p\t\ (##,##0.0\p\t\ ;[Red]"-"#,##0.0\p\t\ 0.0%;[Red]"-"0.0%0.0%;[Red]"-"0.0%\ 0.0%\ ;[Red]\ "-"0.0%\ 3#,##0.0\ ;"% "#,##0.0\ 0%;"-"0%0.0%\ ;[Red]\ "-"0%\ 0%\ ;[Red]\ "-"0%\ \+#,##0%;[Red]\-#,##0%  7                                                                      6   ,         *   6         , 4    p   "  ff & # #  # #    @  8 8 8  ! # !# ""@ "@ # P $ P %  % &  ' @ @  ( ` # ) *      + ,    - . . / /  0!  @  a@       1ff    2` 3  & ( 4a> 5   6     H7  X7  1H7  H  h  x   x   X  H  X7  &qH7  &qH  &qH.  &qh  &qh.  &qh   &qh . &qH7 &qH &qh@  &qh@ . &qh  1H7  H  1H7  1H  |.  |  |.  |  | .  H7 H7 h H  X  1L.  1l  x  1l.  x   1l . x@  1l@ . 1l 1l@   &qx h@  H7  1|  1\ H &qH &qH. &qh H7 &qh.  &qX  &qX.  &qx.  &qH  &qh  &qX  &qx h  1H7 &qx@   &L X7 &qh &qh  X &qH.  &qH-  &qh-  &qh - &qh@ -  |-  |-  | -  1L-  1l-  1l - 1l@ - &qH- &qh- &qH-  H  &qx . &qx@ .  &qX-  1X  1x   |   | X  qL.  ql  qL- ql@ . ql ql@ -  1h  1L.  1l .  X  x  x  'H 9H ; 1H7  ql.  &qx   ql . '&qX qL. qL- '&qx ql. '&qh  &qx@  X &qx@   q\.  q|.  ql - ql . H ql. qL. &qh  y\.  &ql &ql &ql '&qx &qx@   &q|  &qx-  qL  &qH  H H  H =&qh . >&qx .  1L  1l  q|@ .  qL ql@   1L  |   1l   ql  qL ql  q\  q| ql - ql  ql- qL  y\-  &qh  |  |  |   1l  1l  1l@   &qx - &qx@ -  &qH  &qh  &qh  &qh@   &qX  &qx &qH &qH =&qh - >1l- >1L- '&qx  1X  1x   1x@  1x X  \ 8X X 20% - Accent120% - Accent220% - Accent320% - Accent420% - Accent520% - Accent620% - 00000 120% - 00000 220% - 00000 320% - 00000 420% - 00000 520% - 00000 640% - Accent140% - Accent240% - Accent3 40% - Accent4!40% - Accent5"40% - Accent6#40% - 00000 1$40% - 00000 2%40% - 00000 3&40% - 00000 4'40% - 00000 5(40% - 00000 6)60% - Accent1*60% - Accent2+60% - Accent3,60% - Accent4-60% - Accent5.60% - Accent6/60% - 00000 1060% - 00000 2160% - 00000 3260% - 00000 4360% - 00000 5460% - 00000 6 5Accent16Accent1 - 20%7Accent1 - 40%8Accent1 - 60% 9Accent2:Accent2 - 20%;Accent2 - 40%<Accent2 - 60% =Accent3>Accent3 - 20%?Accent3 - 40%@Accent3 - 60% AAccent4BAccent4 - 20%CAccent4 - 40%DAccent4 - 60% EAccent5FAccent5 - 20%GAccent5 - 40%HAccent5 - 60% IAccent6JAccent6 - 20%KAccent6 - 40%LAccent6 - 60%MCalc Currency (0)N CalculationOCentered HeadingP Check CellQ CodeIntCalcR Comma [0] SComma 0 TComma 2U Currency [0]V Currency 0W Currency 2 XDataY Date AlignedZ Dotted Line[ Emphasis 1\ Emphasis 2] Emphasis 3^Footnote_ Hard Percent `Header aHeader1 bHeader2c Heading 1d Heading 2e Heading 3f Heading 4 gInputhInput [yellow]i Linked CelljMultiple kNeutrallNormal - Style1mNormal 2nNormal_#18-Internet oNote pOutputq Page Numberr Percent [2]s Percent 2t Sheet Titleu Table HeadvTable Head AlignedwTable Head BluexTable Head Greeny Table Titlez Table Units {Total|00000 1}00000 2~00000 300000 400000 500000 60000 00000 00 { Ɩ QR eQR'jn_~x`1X0xS 83fff3f3ffffffff3333f\Q8ȾeRfN-cR-d@ &{ f4(g }P[ - PN(u000`\PTokio Marine & Nichido Nisshin FireQQ  ;  ;  ;  ;O5 Z_658BBEC8_8F52_4E66_992D_63522D644091_.wvu.PrintArea;O5 Z_658BBEC8_8F52_4E66_992D_63522D644091_.wvu.PrintArea;"mlg- 5- 5 /Tokio Marine & Nichido Fire Insurance Co., Ltd. 5Tokio Marine Holdings, Inc. 5(billions of yen, except for %) 5FY2014 51Q 52Q 53Q 54Q 5 (Apr.-Jun.) 5 (Apr.-Sep.) 5 (Apr.-Dec.) 5 (Apr.-Mar.) 5FireMarineP.A.AutoCALIOtherTotal Non-fleet 5Premiums 5Number of cars 5Per-auto premiums 5Fleet 5Total 5&(*) Including loss adjustment expenses 5Total  5'(*) Including loss adjustment expenses 5Fire 5Marine 5Auto 5Other 5'(*) Excluding loss adjustment expenses 5P.A. 54Operating and general administrative expenses on U/W 5Personnel expensesNon-personnel expensesTax and contribution Agency commissions and brokerage 5!Business expenses on underwriting 5Agency commission ratioExpense ratioOutstanding claims excl. IBNR 5IBNR 5/(*1) Excluding Residential earthquake insurance 5%(*2) Residential earthquake insurance 5CALI 5:(*) Including reserve for Residential earthquake insurance 5X(*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders 5Interest and dividendsDomestic bonds 5Domestic stocks 5Foreign securities%Investment income on deposit premiums 5Net interest and dividends#Gains/Losses on sales of securitiesImpairment losses on securitiesGains/Losses on derivatives$Other investment income and expensesNet investment income*Nisshin Fire & Marine Insurance Co., Ltd.  5(millions of yen, except for %) 5-4Operating and general administrative expenses on U/W %Net premiums written :%Auto insurance : YoY change (Managerial accounting basis)  5 %Net claims paid %Net W/P basis loss ratio*  5*%Net incurred losses (Private insurance)*  5600 Excluding Residential earthquake insurance and CALI' 5W%Net incurred losses caused by natural disasters during the period (Private insurance)*: 5.%Net E/I basis loss ratio (Private insurance)*  5T%Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)*  5# %Business expenses on underwriting   %Expense ratio  %Outstanding claims reserves  Fire*1< 5 CALI, EQ*2< 5%General underwriting reserve  5 Fire*< 5%Catastrophe loss reserve  5#%Reserves for saving type products*  5%Underwriting profit  5%Net investment income  5%Ordinary profit  5 %Net income  5%Net claims paid  5FY2015 5 - 5-0- 5 FY2016 5 August 9, 2016 5 1Q 5 2Q 5 3Q 5 4Q 5 (Apr.-Jun.) 5 (Apr.-Sep.) 5 (Apr.-Dec.) 5 (Apr.-Mar.) 5 jl= >9c??A?@ABCDEFd    ddd !"#$%&'()*+,-./01234d!ddd d!     dK8  4 22h 1 4 22h 1XB2 -3 00000\CNZSRGBA.ICC\CNZSRGBA.ICC\CNZSRGBA.ICC r00yyH-3 0fg!Nb[X  "TX `?x@?@ D  ! !!<@@@t@! ! @@^@P@~ !@ !" ""`@@(@@" " @P@@B@~ " @ "# ##|@@޷@ T@# # @T@@@~ #@ #$ $$S@V@A@A@$ $ @@p@z@T@~ $T@ $% %%J@"@@j@% % F@@Pd@@~ %J@ %& &&̥@@@9@& & @@@Q@"@~ &@ &' ''v@4@ @@' ' q@<@ԋ@\@~ 'l@ '&&&() *E **++ +~ +V@+ r?+L7A`?+;On?+ + S㥛?+ 㥛 ?+ n?+!rh?+V-? +""",, ,,Cl?,T㥛 ?,L@K@, , K?, }?5^I?, @N@N@,/$? ,"""-- -~ -D@-m?-jt?-S㥛?- - /$?- MbX9?~ - H@-'1Z?~ -C@ -""".. ..Cl?~ .N@.~jt?.Zd;O?. . |?5^?. |?5^?~ . M@.`"?.Cl? .// //Zd;O?/v?~ /U@/On?/ / U@ T@T@ /;On?/V-? /00 00#~j?0%C?0S?0`"?0 0 '1Z?0 `"?0 S㥛?0!rh?0 r? 0###1 1 11S㥛?1Zd;?~ 1O@1V-?1 ~ 1 L@1 m?1 $C?~ 1N@1X9v? 12 2 234 5F 55 6 664@@ @4@6 6 h@W@H@@~ 6̯@ 6 7 77@@@D@7 7 @8@@@~ 7`@ 7 8 88@@@V@8 8 7@N@@@~ 8p@ 8 9 99@@@A*@9 9 a@K@@0@~ 9@ 9 : ::̪@@@)@: : `@U@-@@~ :@ :; ; ;;@@@@; ; a@[@@.@~ ;~@ ;&&&< < <= =G => >? ?DlDD&D&&@A@B@C@D@EF@G@H@I@JK@L@M@N@O@PQ@R@S@TU@V@W@X@Y@Z@[@\@]x@^x@_ @H @@AA AA@@8@@A A @̵@H@ @~ AP@ ABB BB[@p@@t@B B $@>@>@ >@~ B$@ BCC C Cl@v@ w@C C @p@ @~ CD@ CDD D!D?V@a@D D [@f@ n@~ D$@ D*E E EE[@(@@,@E E @~@|@$@~ E@ E&&&F F" FFG GG GHI JI JJ K KKI +?K-?~ KJ@K^I +?K K MbX9?K jt?~ K O@KS?KK7A? K""" L LLM?~ LN@LFx?~ LP@L L &1?L |?5^?L w/?LS㥛?Lsh|?? L M MM&1?M!rh?Msh|??M!rh?M M S?M S㥛?~ M J@MNbX9?~ M@K@ M N NN-?~ NN@N+?NZd;O?N N &1?~ N N@N Zd;?~ N@N@NM? N O OOMbX?OCl?O/$?OA`"?O ~ O K@O "~j?~ O ?OZd;?O%C? O###P PPK7A`?PM@@N@@M@P P Fx?P K7A?P S?PZd;?P|?5^? P Q RGS TJ TT U UUX9v?UE?~ UD@UM?U U m?U -?~ U ?@U +?~ U@@ U""" V VVx&1?VˡE?V~jt?~ VM@V V m?V @Q@ P@ V~jt?~ VF@ V""" W W#W&1?W!rh?Wsh|??W!rh?W W S?W S㥛?~ W J@WNbX9?~ W@K@ W X X X-?~ XM@XS?XCl?X X &1?X S?X V-?X^I +?XʡE? X Y Y!YMbX?Y-?Yw/?Yl?Y Y K@O@ Y ʡE?Y/$?Y"~j? Y###Z Z~ ZK@ZʡE?Z㥛 ?Zh|?5?Z Z ˡE?Z Cl?Z ?5^I ?~ ZL@~ ZI@ Z [ \G]^ _K __DlD0&D D `@abcd@ef@g@hi@j@k@l@m@n@opqrstuvwxyz{|}~ ` `H$ `HH`<@_@@ @` ` ̺@@`i@@~ `@@ ` a a%a@@@ P@@0`@a a A@@Y@@~ a@ a+++ b b&bH@@@9@b b @@M@@~ b?@ b+++ c c'ck@z@@@c c l@@@@~ cn@ c++, d d( dd@F@@`v@d d @@@w@~ d@ d* e e) eeZ@@<@ @e e @@x~@@~ epd@ e&&& hL hhi i i*i2@1@1@iI +?i i ^I +?i bX9?i -?ibX9?i^I +? ij j j +jS?jS?~ j>@jS?j ~ j ?@j ~jt?j ~jt?j/$?jʡE? j"" oM oop pNp~ p@p~ p @ p ~ p @p ~ p@pq qq~ q@q~ q7@ q ~ q d@q ~ q9@qr r#r~ r@r~ r@ r ~ r h@r ~ r,@rs s s~ s@s~ s@ s ~ s @s ~ s@stt t!t~ tPa@t~ t@ t ~ t d@t ~ t2@tuu uOu~ uT@u~ u U@ u ~ u J@u ~ uE@u*v v , v~ vS@v~ v@ v ~ v y@v ~ vN@v&&w wNw~ w8@w~ w8@ w ~ w h@w ~ w@wx xx~ xp@x~ x@@ x ~ x Ћ@x ~ x@@xy y#y~ y@y~ y@ y ~ y @y ~ yt@yz z z~ zl@z~ z`Q@ z ~ z <@z ~ zƻ@z{{ {!{~ {@{~ { _@ { ~ { @{ ~ {@{-|| |O| | | |  | | | ~ ||-.} }- }~ }(q@}~ }@ } ~ } @} ~ }@}&&~ ~N~@@6@@~ ~ n@@@ R@~ ~6@ ~ <@@l@@  @l@t@@~ ?@ DlDD@@@@@@@@@@@@@@@@@@@@@@@ #@X@@M@  ƶ@@@ж@~ R@   @@G@@  @@v@A;@~ u@   !@@@@  @Xr@@@~ u@   OE@T@T@ U@  U@J@J@E@~ @    !@^@a@,@  "@a@@A@~ d@ &&& . / P  Qj@@@AP@  @@1@]@~ !@  Ԣ@t@t@l@  @T@@@9@~ ;@  @@@@  @@G@/@~ `@  -@@x@@  o@@@@~ @  0@:@@u@  u@Pv@X@v@~ j@  !$@Hv@v@@  A@@v@@~ @ ***  AQAAz@  q~A!AAA~ /A 00& 1 R  @r@8s@t@  @@$@m@~ @  @@@ @  3@[@@_@@~ @  @@@@w@  @@S@\@~ @  W@K@r@@  T@@@@~ l@  @p@8p@@  @h@@@q@~ I@   0@@a*@@  @B@<@@~ n@ &&& SA8A'Ar@@  1ArAa7AA~ 1qA 2 2DlD D@@@@@@@@@@@@@@@@@@@ TT@@@f@  4@E@~ 1p@ 2 U  3 @(@@.@  @@@<@~ @  4 @H@@Ц@  0@@|@@~ @ +++ 5<@?@ @@  @@N@@~ @ +++ 6|@`@@ V@  ؘ@r@@@~ +@ +++ 7)@t@8@@  @@p@`@~ @ ++ 8 ̺@@@@  F@z@;@b@~ ĭ@  9 @T@ܹ@@  @8@R@@~ °@  : V@^@a@  D@D@N@ @`@~ 3@  ; N-  @@@?@~ @   < $@Q4@  p t~ 3 *  = ]@@@^@  @@@"@~ E@ &&& V@`c@Pj@p@  V@@m@k@~ 1!@ 2 W@Z@n@@f@@  @Q@@p@t@~ 1W@ 2   6 D((> dKA R  ``5 Sheet3bb n  ( ]-'2 dMbP?_*+%m&R&"Arial,jn" -&C&"Arial,jn"&P / &N &M&d2?'M&d2?({Gz?)i4F?M\\SNVPA03\PCV1389(_h dXA3CanonhJ`bCanon LBP9600C/9500C LIPSLXddd     d d d d dd   dd@@d  d  d dd d"eddd     !"#$%&'d"    @ !"#$%&'()*+,-d.d/d0123456789:;<=>?@ABCDEFd    ddd !"#$%&'()*+,-./01234d!ddd d!     dK8  h22h 6 h22h 6XB2 -3 00000\CNZSRGBA.ICC\CNZSRGBA.ICC\CNZSRGBA.ICC r00yyH-3 0fg!Nb[X  "DXRQ?x*OOOOOOOOOOOOOOOOOO,OOOOOOOOOOOOOOOOOOO N^*NNNNNNNNNNNNNNNNNN P*PPPPPPPPPPPPPPPPPP    ? M MMM  MY  MMM M] MMM            _ ` a b         c d e f  B    \@v@@u@  @@@^@ ~ @   .@;@D@J@  &@,@2@3@ ~ ?  ,@[@@@  @@@@~ Τ@  @@8@@Z@  @|@@`S@@~ @   ²@J@@@  @@@@~ Ʊ@ 444  @@K@@  @@N@@~ @   R@@ 6@ЭA  @x@ @xA~ @    C   II ~jt?Zd;O?y&1? rh? ~  @ V-? ~jt?~jt?~jtx 555II ~ ?;On?I +? rh?  ~jt? ?? Mbp?;On 666II ~jt?~jt?~ ? rh?  ~jt? ~jt? Mb?~ ?~jt? 777  KK A`"?9v?/$?/$?  Mb` Mbp MbpI +y&1? 555LL /$?/$?y&1?~jt?  Zd;O ~jtx Mb~jt~ ? 666JJ  rh rh?~ @/$? ~  @ I + Mb~  rh? 777  KK ~jt?S㥛?@ @ ~  @ ~jt? Mb?~ ?Mb` 555LL Mb?y&1?y&1?;On?  y&1|? Mb? ~jth?Mb`?y&1 666JJ ~ ?9v?Mb? rh?  ~jt?~  ? 9v?9v?9v? 777* Dl<0<<ZD66D. !@"@#@$@%@&@'(@)@*+@,@-@.@/@0@12@3@4@56@7@8@9@:@;<@=@>@?@ X  ! !!ɰ@@@Q@! ! ʠ@!@@?@~ !P@ !" """@3@=@H@" " &@1@4@8@~ "@ "# ##@@Ȫ@@# # @@@@~ #@ #$ $$ @@l@@$ $ @!@@4@~ $,@ $% %%@2@@@% % @@@@~ %N@ %& &&@@J@į@& & @@@@~ &@ &' ''&@8@@@@' ' @F@ ^@@@0}@~ '@ '() *E **++ ++/$?+oʡ?+`"?~ +V@+ ~ + @Q@+ tV?+ S㥛?+ rh?+/$? +""",, ,,jt?,~jt?,1Zd?,B`"?, , }?5^I?, ʡE?, /$?,&1?,ʡE @ ,"""-- --G@H@-V-?~ -@J@- - 9v?- K7A`?- V-?~ -I@-Zd;O? -""".. ..Dl?.ʡE?.?5^I ?.ʡE?. . /$?. Zd;O?. Cl?~ .@L@..#~j? .888// //1Zd?/S?/I +?/h|?5?/ / tV?/ uV?~ /  T@/B`"?//Pn? /88800 0~ 0F@0Zd;O?~ 0?0NbX9?0 0 S㥛?0 ;On?0 #~j?0 +?00+? 09991 1 1~ 1 P@1%C?1Mb?1Mb?1 1 ʡE?1 &1?1 rh|?1ʡE?11/$? 1:::2 2 22  234 5F 55 6 66ڠ@@@ @6 6 @+@@@~ 64@ 6 7 77@*@5@5@7 7 @@@@~ 7 7 8 88@d@ʨ@@8 8 Ȓ@@̪@@~ 8$@ 8 9 994@@@\@9 9 @@@l@~ 9@ 9 : ::4@8@0@@: : @B@J@ű@~ :@ :; ; ;;T@@ 4@@; ; @@ @@~ ;@W@ ;< < <= =G => >? ?DrlDDHD&&@A@B@C@D@EF@G@H@I@JK@L@M@N@O@PQ@R@S@TU@V@W@X@Y@Z@[@\@]@^@_ @H @@AA A A@A@@@A A <@@@p@~ Aq@ ABB B B@ B@ B@ B@B  B Z B @ B @ B B@ BCC C C@CY@`b@@b@C C x@@{@~ C1@ CDD D! D@D5@R@R@D D ?G@R@Q@~ D;@ DE E E E@E@@@E E >@@n@=@~ E<r@ EF F" FG GG GHI JI JJ K KKX9v?KNbX9?Km?~ KE@K K +?K Zd;O?K r?K#~j?KQ? K""" L L~ L@A@L9v?Lh|?5?LX9v?L L y&1?L n?~ L 2@L!rh?LF~jt L M MM"~?MB`"?Mx&1?M"~j?M M x&1?~ M H@M v?M-?~ MF@ M N NNn?Nsh|??N/$?NV-?N ~ N L@N X9v?~ N L@NCl?NV-? N O OO~jt?OuV?~ O?O'1Z?O O H@@J@ O S㥛?~ O@I@OMbX? O###P PPK7A`?PV-?Px&?P~jt?P P Zd;O?P @N@M@ Pjt?P(\? P Q RGS TJ TT U UUX9v?UMbX9?U r?~ U@B@U ~ U H@U 7A`?~ U G@U~jt?UV-? U""" V V~ V@A@V9v?Vh|?5?VX9v?V V y&1?V n?~ V 2@V!rh?VG~jt V""" W W#W"~?WB`"?Wx&1?W"~j?W W x&1?W -?W v?W-?~ WF@ W X X Xn?Xv/?X?5^I ?Xoʡ?X X L@@L@ X /$?Xn?X/$? X Y Y!Y~jt?Y#~j?YK?~ YE@Y Y H@I@ Y K7A?Y+?Ysh|?? Y###Z ZZK7A`?Z^I +?Zy&1?ZMbX9?Z ~ Z K@Z J +?Z Zd;O?ZL7A`?Zq= ףp? Z [ \G]^ _K __D,lD&&D D `@abcd@ef@g@hi@j@k@l@m@n@opqrstuvwxyz{|}~ ` `HA `HH`{@b@6@@@` ` @,@@@~ `@ ` a a%a@e@@-@a a @յ@K@@~ a<@ a b b&b$@ӳ@@@b b @@x@@~ b@ b c c'ck@x@(@@c c i@ y@X@ @~ c@j@ c d d( dd@@\@@d d @@@@@~ dͷ@ d e e) ee4@@ I@`@e e @V@@'@~ ec@ e hL hhi i i*~ i0@i#~j?i#~j?i#~j?i ~ i 0@i S㥛?i S㥛?~ i0@ioʡ? ij j j+~ j@@jS㥛?jy&1?jw/?j j w/?~ j @@j %C?j!rh?jsh|?? j""" oM oop pNp~ pƭ@p~ p@ p  ~ p @p ~ p@p==q qq~ q@R@q~ qN@ q  ~ q J@q ~ qI@q==r r#r~ r@r~ rt@ r  ~ r n@r ~ rH@r==s s s~ s@s~ s@ s  ~ s P@s ~ s@s==tt t!t~ tR@t~ tN@ t  ~ t J@t ~ tx@t>>uu uOu~ u@u~ u@ u  ~ u V@u ~ u8@u??v v , v~ vO@v~ v@>@ v  ~ v m@v ~ v@v@@w wNw~ wʤ@w~ w@ w  ~ w f@w ~ w؞@w==x xx~ x:@x~ x0@ x  ~ x (@x ~ x"@x==y y#y~ yT@y~ y<@ y  ~ y `@y ~ y@y==z z z~ zZ@z~ zн@ z  ~ z )@z ~ z@z=={{ {!{~ {@{~ {@ {  ~ { @{ ~ {@{AA|| |O| |@| |@ |  | @| |\|BB} }- }~ }@}~ }@ }  ~ } @} ~ }|@}@@~ ~N~J@H@ܷ@"@~ ~ ?@@@*@~ ~A@ ~=== Y@Y@X@S@  Q@P@O@N@~ K@ ===DlDD@@@@@@@@@@@@@@@@@@@@@@@ #@@@@  Ƭ@ @~@ª@~ *@ ===  l@@@ @  (@e@@@~ G@ ===  !@@@4@  @4@@@~ @ >>>  O[@@@@  @V@V@8@~ @ >>>   @ @`[@@  @@@I@~ :@ @@@ . / P  Q:@@@p@  @@ y@p9@~ @ === L@L@I@I@  F@B@<@7@~  @ === @@@@  j@@@z@~ h@ === <@@@M@  @@@@@~ @ === 0@f@@:@ @  @=@@+@&@~ "@ === !@@@@  @@@@~ '@ ???  rA\AEARA  +AA@`ADA~ <A @@@ 1 R  @@@ @@  @@_@@@~ @ === @@ @@  @@@@~ @ === s@@P@@  :@@@m@~ @ === @6@4@-@  C@9@A@A@~ [@ === R@H@@@  @@O@r@~ @ ===  @7@ ;@ @@  @ g@`%@`O@~ @ @@@     S@`@u@@  `6@~@`3@@~ @ CCC 2     T@@@@  |@o@Ư@þ@~ X@ CCCDlDD . @@@@@@@@@@@@@@@@@@   U  3 t@@@@@  @@L@@~ @ === 4@@@f@@ @@ @:@~ @ DDD 5@U@q@u@h@ b@ z@ }@؉@~ W@ DDD 6d@x@@@ @h@z@h@h@~ ]@ DDD 7P@ @@R@ ~@P@L@@~ @ DDD 8 @@0@؜@@  @ @L@@~ y@ === 9 E@@^@\@r  @`@m@i@e@~ G@ === :  @@@A@  @T@3@p@~ b@ AAA ; a@@P@pspx@  q bET@~ W@ ===  < .@ @C   ![~ ~ E ???  = @@@@ (@@d@ @~ W@ @@@   V@@@B@  (@X@#@@~ T@  Wx@I@B@@  @@@̭@@~ @    4B  D 88> dKA R `` 5 Sheet4bb ThisWorkbookSheet3Sheet4 _VBA_PROJECT0  !"#$%&'()*+,-./123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVXYZ[\]^_acdefghiklmopqrstuwY##xME (SLSS<N0{00020819-0000-0000-C000-000000000046}8(%HxAttribute VB_Name = "ThisWorkbook" Bas0{00020P819-0C$0046}|GlobalSpacFalse dCreatablPredeclaIdTruBExposeTemplateDerivBustomizD2Y##xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%HxAttribute VB_Name = "She@et3" Bast0{00020820- C$0046}|Global!SpacFalse dCreatablPre declaIdTruBExposeTemplateDeriv$Bustom izD2Y##xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%HxAttribute VB_Name = "She@et4" Bast0{00020820- C$0046}|Global!SpacFalse dCreatablPre declaIdTruBExposeTemplateDeriv$Bustom izD2ay *\G{000204EF-0000-0000-C000-000000000046}#4.0#9#C:\PROGRA~1\COMMON~1\MICROS~1\VBA\VBA6\VBE6.DLL#Visual Basic For Applications*\G{00020813-0000-0000-C000-000000000046}#1.5#0#C:\Program Files\Microsoft Office\OFFICE11\EXCEL.EXE#Microsoft Excel 11.0 Object Library*\G{00020430-0000-0000-C000-000000000046}#2.0#0#C:\Windows\System32\stdole2.tlb#OLE Automation(*\G{2DF8D04C-5BFA-101B-BDE5-00AA0044DE52}#2.3#0#C:\Program Files\Common Files\Microsoft Shared\OFFICE11\MSO.DLL#Microsoft Office 10.0 Object Library  V Y#ThisWorkbook1R5be1e4baThisWorkbook% Sheet31S5be1e4ba Sheet3% Sheet41T5be1e4ba Sheet40%P0:m.nFGO/hvh Dҭhx1*B.,0%Excel+@VBA@Win16~@Win32@Mac@VBA6#@ VBAProject@stdole`@Officeu@ ThisWorkbook|@ _Evaluate@Sheet3@Sheet4@Workbookk@ Worksheet@`    60* pHd VBAProject4@j = dirWPROJECTwm`SPROJECT bSummaryInformation( jr V J< rstdole>stdoleh%^*\G{00020430-C 0046}#2.0#0#C:\Windows\Syst em32\e2.tlb#OLE Automation`EOffDicEOficEE2DF8D04C-5BFA-101B-BDE5EAAC42Egram Files\CommonMicrosoft Shared\OFFICE11\MSO.0DLL#M 1@0.0 Ob LibraryKEY#ThisWorkbookGTisWrkbUo 2 QHB1Bx%B,!"B+BB|Sheet3G S@#e@Xt3H2N*4444)B9ThisWorkbookThisWorkbookSheet3Sheet3Sheet4Sheet4ID="{AAA5DBC6-9E18-4815-BD9D-BD04FC440D79}" Document=ThisWorkbook/&H00000000 Document=Sheet3/&H00000000 Document=Sheet4/&H00000000 Name="VBAProject" HelpContextID="0" VersionCompatible32="393222000" CMG="DFDDC1934193AD97AD97AD97AD97" DPB="4745590BA91B101C101C10" GC="AFADB1A37163D864D86427" [Host Extender Info] &H00000001={3832D640-CF90-11CF-8E43-00A0C911005A};VBE;&H00000000 [Workspace] ThisWorkbook=0, 0, 0, 0, C Sheet1=0, 0, 0, 0, C Sheet2=0, 0, 0, 0, C Oh+'0HPdx  c Sq Microsoft Excel@!@Ȝ@U^՜.+,0 PXp x \DocumentSummaryInformation8nCompObjvpC' Tokio Marine & NichidoNisshin Fire'Nisshin Fire'!Print_Area$'Tokio Marine & Nichido'!Print_Area'Nisshin Fire'!Print_Titles&'Tokio Marine & Nichido'!Print_Titles [NV[gOtꗗ F$Microsoft Office Excel [NV[gBiff8Excel.Sheet.89q